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VILLA RIZA – Affordable Housing

/ Location:

VILLA RIZA – Affordable Housing

*Villa Riza* (Upper San Vicente, Liloan, Cebu)

Total Number of House & Lot units: 164
House Model: One-Storey Duplex House and two-Storey Row House
Target Project Occupancy date:1st Quarter 2015
Available Financing: thru Pag-ibig Loan
8-meter width Subdivision Road
Underground drainage system
Power and water connection ready

Subdivision Specifications:

Major Roads/Entrance Concreted
Underground Drainage System
Individual Septic Tank
Ready Power Supply Connection (VECO)
Ready Water Supply Connection (HELPMATE)
No Perimeter Fence
No Guard House
No monthly Subdivision dues

projected completion of building : Fourth Quarter 2015

projected occupancy : First Quarter 2016

villa-jovita2

villa-riza2storey-details

Model :  Rowhouse
Lot Area :  69 sq. m.
Floor Area : 39.60 sq. m.
House & Lot  :  946,700.00

Total Package :  955,700.00
Less :  Down payment :  5,000.00
Est. HDMF Take out :  817,289.80

Total Equity :  133,410.20
Equity 1 :  18,600.00 ( payable 6 mos. to pay ) :    3,100.00
Equity 2 :  114,810.20 ( payable 48 mos to pay ) :  4,916.67

SAMPLE SCHEDULE OF PAYMENTS :
Reservation      :  06/17/15             5,000.00      

Miscellaneous :    07/17/15                                                 5,000.00             Down payment
Equity 1 :                 08/17/15           3,100.00                   4,916.67                 Addt’l Fee
Equity 2  up to Equity 6 :                3,100.00                   4,916.67               Addt’l Fee
Equity 7 up to Equity 48                 2,391.88                                                   Addt’l Fee

LOANABLE AMOUNT :   824,000.00
APPRAISED VALUE ;       915,600.00
ACTUAL BUYER APPLIED :  824,000.00

ADDTIONAL FEES :
HDMF Filing Fee
Water Connection
Advance Realty Tax ( 3 years )
Fire Extinguisher
Other Govn’t agencies Fees
Total ( Estimated ) :  34,500.00
Less :  Down payment :  5,000.00
Balance :  29,500.00 ( payable 6 mos. to pay ) :  4,916.67

MONTHLY AMORTIZATIONS :
3 Years Repricing ( 6.5% interest per annum ) 
                                                                   GROSS INCOME 
15 years to pay :    7,847.52             22,000.00
20 years to pay :   6,813.12             20,000.00
25 years to pay :   6,233.31             19,000.00
30 years to pay :  5,877.84             18,000.00
 
 
villa-vanessa
Victoria Model  Duplex (Bare Unit )House Details:

SPECIFICATIONS:
A.)  ARCHITECTURAL

  • 11 panels 12-Blade Glass Jalousie Windows
  • 1 panel 6-Blade Glass Jalousie Window
  • 3 Flush Doors w/Door Jambs
  • Interior & Exterior Walls = Plaster Finish
  • Ceiling = Ordinary Plywood
  • Roof Framing = C-Purlins w/ Red Lead Primer
  • Roofing = Long Span Pre -Painted Roofing Sheets
  • Shared Firewall

B.)   ELECTRICAL

  • 5 Light Bulbs at 18 watts (Energy Saver)
  • 3 Units Light Switches (1-single gang)
  • ( 2-double gang)
  • 3 Units Double Convenience Outlet
  • Electrical Supply Provision

C. )  PLUMBING

  • Toilet Bowl w/ Water Closet
  • Kitchen Sink w/ 4×4 Plastic Drain
  • 4″x4′ Plastic Floor Drain
  • Ceramic Tiles On Ditchen Counter
  • Ceramic Tiles on T & B
  • Individual Septic Tank
  • Water Supply Piping Provision

ESTIMATED SAMPLE COMPUTATIONS: ( FOR SAMPLE USE ONLY )
Lot / Block :
Model :  Victoria
Lot Area :  111 sq. m.
floor Area : 32.60 sq. m.
House & Lot  :  1,293,600.00

Total Package :  1,293,600.00
Less :  Down payment :  5,000.00
Est. HDMF Take out :  947,370.20

Total Equity :  341,229.80
Equity 1 :  50,000.00 ( payable 6 mos. to pay ) :  8,333.33
Equity 2 :  291,229.80 ( payable 60 mos to pay ) :  4,853.83

SAMPLE SCHEDULE OF PAYMENTS :
Down payment :  06/17/15             5,000.00                                           

                                     07/17/15                                               5,000.00            with docs
Equity 1 :                  08/17/15           8,333.33                  4,916.67
Equity 2  up to Equity 6 :               8,333.33                   4,916.67
Equity 7 up to Equity 60               4,853.83

LOANABLE AMOUNT :   953,100.00
APPRAISED VALUE ;    1,059,000.00
ACTUAL BUYER APPLIED :  953,000.00

ADDTIONAL FEES :
HDMF Filing Fee
Water Connection
Advance Realty Tax ( 3 years )
Fire Extinguisher
Other Govn’t agencies Fees
Total ( Estimated ) :  34,500.00
Less :  Down payment :  5,000.00
Balance :  29,500.00 ( payable 6 mos. to pay ) :  4,916.67 monthly

MONTHLY AMORTIZATIONS :
3 Years Repricing ( 6.5% interest per annum ) 
                                                                   GROSS INCOME 
15 years to pay :    9,014.55              27,000.00
20 years to pay :   7,818.21              22,500.00
25 years to pay :   7,147.62              21,000.00
30 years to pay :  6,736.51              20,000.00
 
villa-riza-map
 
 
This project is sol-out already.

VILLA RIZA – Affordable Housing

Date Posted: Sep 04, 2015

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Real Estate Agent from Cebu

Welcome to Cebu Daisy Homes your source of information on Cebu Real Estate, connected in MauRealty. I market affordable properties to high-end projects of trusted Developer’s here in Cebu. I am selling Cebu Real Estate Properties in Cebu City, Cebu South, Cebu North Area, Lapu-lapu City and neighboring towns in Cebu. If you have any inquiries on how to own a property here in Cebu please contact me it would be a privilege to serve you.

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