Lumina Homes Carcar – Phase 2
Lumina Homes Carcar Phase 2 – Affordable Lowcost Housing for sale in Can-asuhan, Carcar City, Cebu.

It is located 400 meters away from the Highway with 4 Models – Bungalow and 2-Storey
Townhouses to choose from.
Total No. of Units:
300 units – Bungalow, Rowhouse
300 units – 2-Storey Townhouses
Regular Lot – located near 4Meters road or Pathwalk
Premium Lot – along 6.5Meter road
Prime Lot – along 8Meter road
House Models:
Airene Model – IU (Inner Unit)
HOUSE DETAILS: Regular Unit – Bare
Bungalow, Rowhouse
Bare Unit
Provision for 1 Bedroom
1 Toilet and Bath
Living, Dining, Kitchen
Provision for service area
Floor Area: 22 sq. m.
Lot Area : 36 sq. m.
Total Contract Price: P 450,000.00 (Pag-ibig Loanable)
Processing Fee : P 54,000.00
Total P 504,000.00
Reservation Fee: P 3,000.00
SAMPLE COMPUTATION: (Regular Unit)
Processing Fee P 54,000.00
Less: Reservation 3,000.00
Net Downpayment P 51,000.00 – Payable 20 months at P 2,550.00/mo.
Pag ibig Loanable – P 450,000.00 (Base on 4.5% Interest – (Salary: 7k to 12K)
30 years to pay – P 2,280.00/mo.
25 years to pay – P 2,501.00/mo.
(If your Salary is from 12k plus to 14k – Pag-ibig Interest rate is P 6.5%)
NOTE:
You can also choose Enhanced Unit ( With Ceiling)
Downpayment – 20 months to pay at P 4,000.00/mo.
============================================================================================
AIRENE MODEL: EU ( End Unit)
HOUSE DETAILS: Prime Unit
Floor Area: 22 sq. m.
Lot Area : 59 sq. m.
Total Contract Price: P 669,000.00
Reservation Fee: P 4,000.00
Bungalow, Rowhouse
Bare Unit
Provision for 1 Bedroom
1 Toilet and Bath
Living, Dining, Kitchen
Provision for service area
SAMPLE COMPUTATION:
Total Contract Price P 669,000.00
Loanable Amout 524,000.00
Downpayment P 145,000.00
Less: Reservation 4,000.00
Net Downpayment P 141,000.00 – Payable 20 months at P 7,050.00mo.
Pag ibig Loanable – P 524,000.00 (Base on 6.5% Interest – (Salary: 12k to 14K)
30 years to pay – P 3,312.00/mo.
25 years to pay – P 3,538.00/mo.
NOTE: YOU CAN ALSO CHOOSE BIGGER LOT AREA AND PRIME UNIT
HOUSE SPECIFICATIONS:
Floor: Plain cement finish
Wall : Skim coated finish on interior wall and exterior wall
Doors: Steel door on main and service entrance
PVC door on toilet and bath
Windows: Jalousie type window
Water closet: Flush- type
Roofing: Long span roofing on steel frame
===============================================================================
ANGELIQUE MODEL – IU ( inner unit )
ANGELIQUE MODEL : Regular Unit
Floor Area: 35 sq. m.
Lot Area : 36 sq. m.
Total Contract Price: P 896,000.00
Loan Amount: P 697,000.00
Reservation Fee: P 5,000.00
*2-Storey Townhouses
*Provision for 2 Bedrooms
*Living, Dining, Kitchen
*Toilet and Bath
*Provision for Service Area
SAMPLE COMPUTATION (Regular Unit) – PIF Interest rate: 6.5%
Total Selling Price – P 896,000.00
Loanable Amount 697,000.00
Downpayment P 199,000.00
Less: Reservation 5,000.00
Net Downpayment P 194,000.00 – Payable 20 months at P 9,700.00/mo.
Loanable to Pag –ibig – P 697,000.00
Estimated 30 years to pay at P 4,406.00/mo.
20 years to pay at P 5,197.00/mo.
NOTE:
* Reservation fee is non-refundable and non-transferable
* Prices are inclusive of Misc. Fees and PIF charges but not included Fire Insurance, Mortgage
Insurance fees as well as HOA dues.
=======================================================================================
ANGELIQUE MODEL: EU ( End Unit )
ANGELIQUE EU MODEL – Regular
Floor Area: 35 sq. m.
Lot area : 51 sq. m
Total Contract Price : P 1,065,000.00
Loan Amount: P 744,000.00
Reservation Fee: P 5,000.00
2-Storey Townhouse
Provision for 3 Bedrooms
Living, Dining, Kitchen
Toilet and Bath
Provision for Service Area
SAMPLE COMPUTATION: (Regular Unit)
Total Contract Price – P 1,065,000.00
Loanable amount 744,000.00
Downpayment P 321,000.00
Less Reservation 5,000.00
Net Downpayment P 317,000.00 – Payable 20 months at P 15,850.00/mo.
Pag-big Loanable – P 744,000.00
Estimated 30 years to pay at P 4,945.00/mo. (PIF Interest Rate – P 6.99%)
SPECIFICATIONS:
*Floor – Plain Cement Finish on common area
20X20 floor tiles on Toilet and Bath
* Wall-5 layer s of 20×20 wall tiles on T&B;
skim coated finish on interior wall;
skim coated painted on exterior wall
*Doors-Steel door on main and service entrance;
PVC door on T&B
*Windows – steel Casement window
*Water closet – flush type
*Roofing – Long span roofing on steel frames
*Ceiling – fiber casement board on steel frames
Lumina Homes Carcar – Phase 2
Date Posted: Jun 02, 2015
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